Rick Weiss
Coldwell Banker Realty 408.799.1366

How You Can Live Your Homesteading Dream During Retirement

Your retirement years can be some of the most fulfilling of your life. When you are finally done working 40 hours a week, you suddenly find yourself with the luxury of extra time. Don't restrict yourself by thinking that downsizing is the only sensible choice. Instead, keep your options open and blaze your own trail! Begin your journey with the following tips from Realtor Rick Weiss:

Determine Your Priorities

Before any decisions can be made, take the time to decide how you want to spend the coming years. With all that extra free time, you can now pursue passions and hobbies that were once relegated to the back burner.

One option that is gaining in popularity among retirees is homesteading. This lifestyle centers around being more self-sufficient and can encompass many activities, such as:

  • Keeping bees
  • Making soap
  • Growing produce for eating and/or selling
  • Baking bread
  • Growing grapes and making wine
  • Churning butter
  • Preserving food
  • Raising chickens
  • Growing fruit trees

Whether you choose only one or two activities to enjoy or decide to embrace the lifestyle and live completely off the grid, homesteading offers you the chance to slow down and enjoy all that life has to offer.

Another common priority among retirees is spending time with their children and grandchildren, and homesteading provides a great opportunity to nurture these connections. Visits become a chance for your family to experience a different way of life. Your grandchildren can enjoy life on the farm, learn new skills and create memories that will last a lifetime!


Your priorities should give you a good idea of what you need in a home. The layout of the property and the amount of acreage you need depends on what you plan to grow, make and raise. Similarly, the size of the house depends on how many relatives will be visiting.

Prepare Your Finances

In addition to knowing your priorities, you should also prepare a budget. If you plan to use retirement money, make sure you understand the rules for withdrawing funds. If you prefer to take out a mortgage, it's best if your monthly expenses can be comfortably covered by your Social Security income, private pension payments and any other money you have coming in.

If your dream retirement includes homesteading but your financial health is not ideal, don't despair. A debt relief specialist can help you explore the possible options, like consolidating your debt, developing a debt repayment strategy, negotiating a debt settlement or applying for help from an assistance program. 

Also, just as By 50 Journey notes, homesteading can make you more self-sufficient and in turn save you money. By growing your own food, making compost, and relying on the land rather than the supermarket, you can improve your health, cut healthcare costs, and reduce your monthly food bill at the same time.

Many homesteaders also find that their hobby can grow into a small business. A number of retirees supplement their income by selling products such as homegrown produce, homemade jams, handcrafted goods or homemade soaps.

Work With a Real Estate Professional

Once you know your budget and the type of property you need, a real estate professional can help you with the house hunt. An agent understands the market and can use your priorities and budget to help you discover your dream home, negotiate the final price and navigate the closing process. All that's left is to move in and enjoy!

Take Precautions When Moving

When moving day arrives, recognize your limits to avoid any unnecessary injuries. Enlist help from friends and family or hire a professional moving company. Professionals can procure the necessary supplies, pack your items, load the truck, transport your belongings, unpack everything and reassemble your furniture.

As a retiree, you have so much life ahead of you. Now is the perfect time to pursue your passions, spend time with your grandchildren or try something you've always wanted to experience. By following your heart, you can make the most of this wonderful phase of life. Connect with Rick Weiss for more valuable information on turning your retirement dream into your retirement reality!